County Court Money Claims Centre (CCMCC) or Money Claim OnLine (MCOL)

Money claim online is a website managed by the court that allows you to file a simple court claim online.
It’s an alternative to the more traditional way of filing a civil lawsuit. Any claim filed on paper (by mailing a completed claim form to the court) are handled by the County Court Money Claims Centre.

What Is The Difference?

There are a few distinctions between filing a claim online and filing a claim at the county court money claims centre. Here are the most important ones to think about.

The Court fee

Money claim online is cheaper to use than the county court money claims centre. The current fee schedules can be found here. They are not significantly cheaper for lower value claims, such as small claims but if you have a number of claims to issue over the course of a year, issuing online savings might add up.

Money claim online restricts the maximum amount that can be claimed to £100,000. If it exceeds that amount, it must be issued at the bulk centre. Small claims are those up to the value of £10,000.

Limitation Of Actions

Because of “statutory limitations,” claims frequently have a limited time to be filed in court before they expire. As a general rule, you have six years to file a claim for breach of contract or other claims (and in all cases, you should seek legal advice on the date your particular claim expires).

Filing a money claim online could save you a lot of time if you’re filing a claim at the last minute. A paper claim form and fee mailed to the court will take some time to arrive at the processing centre. To be safe, send it ahead of the deadline. Money claims are available online 24 hours a day, seven days a week, so a claim can literally be filed at the eleventh hour on the last day of the statute of limitations and issued online. It does, however, require registration, which may slow down the claim-filing process.

The Detail of The Claim

This is the primary area where online money claims are restricted. The particulars of the claim section, which is used to clarify what the claim is about and how much money is being claimed, is limited to a total of 1080 characters and a maximum of 24 lines of 45 characters. It takes up very little space. As a result, people frequently cram scant and poorly phrased facts about the allegation into their heads. It is preferable to avoid cramming because a lack of detail may jeopardise your chances of success at trial.

There is a checkbox option for the person filing the claim to send claim particulars to the defendant and the court separately if there isn’t enough room. They must be received within 14 days of the claim’s issuance.

Responding To An Online Claim Via Mcol 

The forms are identical, except that they can be completed online using the references provided by the court in the claim form. There is an option to send alternate forms of responses, which is very useful if all relevant information cannot be included in the standard defence form. A complete defence, for example, could be written as a multi-page Microsoft Word document. This document could be printed, signed, scanned, and emailed to the court.

If the defendant fails to file a timely defence, the claimant has the option of requesting judgement in default via the internet. The documents may take several days to be processed by the court.

Once a judgement online has been obtained, it is possible to request that the County Court Bailiff enforce the charge. However, keep in mind that the bailiff may not be the best method of enforcement, so do your research to determine which method of enforcement will provide you with the best chance of recovering the money ordered by the court.

Continue here: Issuing a Claim